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The Month of ZULHIJJAH

The Month of ZULHIJJAH

بسم الله الرحمن الرحيم
The month of Zulhijjah is the last month of the Is¬lamic calender. Literally it means “the month of Hajj.” Obviously this name of the month indicates that the great annual worship of “hajj” is performed in this month, for this reason it has a peculiar significance as compared to […]

Islamic Month|

The Month of ZULQA’DAH

The Month of ZULQA’DAH

بسم الله الرحمن الرحيم
This is the eleventh month of the Islamic lunar ca¬lender. It is the first of the four sanctified months (al-ashhur-al-hurum) in which battles were prohibited in the days of the Holy Prophet . It is also one of the months of Hajj as explained in the discussion about Shawwal.
However, […]

Islamic Month|

The Month of Rabi’ al-Awwal

The Month of Rabi’ al-Awwal

بسم الله الرحمن الرحيم
The Month of Rabi’ al-Awwal & the Sunna of the Noble Prophet (peace and blessings be upon him)
A thought-provoking discourse of Hazrat Maulana Mufti Muhammad Taqi Usmani Saheb دامت برکاتہم delivered on Friday, 7th Rabia’ul Awwal 1437 AH/ 18 th December 2015, at Masjid Baitul Mukarram, Karachi; and […]

Islamic Month|

The Month of RAMADAN

The Month of RAMADAN

The ninth month of the Islamic calendar is called “Ramadan” and it is the most meritorious month of the whole year. Since there are many specific rules peculiar to this, month, we would like to deal with its characteristics in a rather detailed manner under different sections.
THE PHILOSOPHY OF RAMADAN
The Holy Qur’an […]

Islamic Month|

The Month of Rajab (Part 2)

The Month of Rajab (Part 2)

(4) Some people suggest some special modes of worship to be performed in this night. Since no special mode of worship is prescribed by the Shari’ah in this night, these suggestions are devoid of any authority and should not be acted upon.
It is believed by some that […]

Islamic Month|

The Month of RAJAB (Part 1)

The Month of RAJAB (Part 1)

Rajab is the seventh month in the Islamic lunar calendar. This month was regarded as one of the sa¬cred months (Al-Ashhur-al-hurum) in which battles were prohibited in the days of the Holy Prophet صلي الله عليه وسلم . It is also deemed to be a prelude to the month […]

Islamic Month|

The Month of RABI-UL-THANI

The Month of RABI-UL-THANI

This month is also called “Rabi’ul-‘akhir”. No spe¬cific function or worship has been prescribed by the Shari’ah in this month. However, some people take the llth of this month as the anniversary of Shaikh Abdulqadir al-Jilani رحمة الله عليه , the great sufi and one of the most pious persons of our […]

Islamic Month|

The Month of RABE-UL-AWWAL

The Month of RABE-UL-AWWAL

The month of Rabi’ul-Awwal is the most signifi¬cant month in the Islamic history, because humanity has been blessed in this month by the birth of the Holy Prophet Muhammad . Before the birth of the Holy Prophet  , not only the Arabian peninsula, but also the so-called civilized nations of Rome […]

Islamic Month|

The Month of RABI ‘UL-AWWAL

The Month of RABI ‘UL-AWWAL

The Month of RABI ‘UL-AWWAL
The month of Rabi’ul-Awwal is the most signifi¬cant month in the Islamic history, because humanity has been blessed in this month by the birth of the Holy Prophet Muhammad . Before the birth of the Holy Prophet  , not only the Arabian peninsula, but also the […]

Islamic Month|

The month of Sha’ban

The month of Sha’ban

The month of Sha`ban is one of the meritorious months for which we find some peculiar instructions in the sunnah of the Holy Prophet. It is reported in the authentic ahadith that the Holy Prophet صلى الله عليه وسلّم used to fast most of the month in Sha‘ban. These fasts were not […]

Islamic Month|

The Month of SHAWWAL

The Month of SHAWWAL

Shawwal is the tenth month of the Islamic lunar calendar. It comes immediately after Ramadan and has some specific rules attached to it. These are summarized hereunder:
Beginning of the Ashur-al-Hajj
Shawwal is the first of the three months named as “Ashhur al-hajj” (i.e. the months of hajj). Although the major acts of […]

Islamic Month|

The Month of SAFAR

The Month of SAFAR

“Safar” is the second month in the Islamic calendar. No specific mode of worship or other special rules are set by the Shari’ah to observe this month.
Some people believe that this month is an unlucky month, therefore, they avoid to hold marriage ceremo¬nies or any other happy gatherings in this month. This […]

Islamic Month|

MARRIAGE WITH CHRISTIAN AND JEWISH GIRLS OR BOYS

MARRIAGE WITH CHRISTIAN AND JEWISH GIRLS OR BOYS

Q: “When it comes to marrying a Christian or a Jewish girl or boy, the Muslims youths argue that the Holy Qur’an has allowed such a marriage. Since we are living in the midst of Jews and Christians, we pre-eminently need to know the correct and precise Islamic […]

Nikah/Marriage|

MARRIAGE ON TELEPHONE

MARRIAGE ON TELEPHONE

Q: A lives in the United States of America. He wants to marry B, a girl living in Karachi. A, for a number of reasons, cannot come to Karachi to marry her, nor B can go to U.S. unless she is proved to be the wife of A. How can A and B […]

Nikah/Marriage|

EXCHANGE OF CURRENCIES & DISCOUNTING OF BILLS Part 2

Q: You are a Judge in the Federal Shariat Court and a well versed person in Islamic Law and concepts. Considering this background of yours I thought you could answer or help me out in following points:

1. Is the present profession of advocacy repugnant to the Islamic Judicial System, because in that you need not […]

Miscellaneous|

ADOPTION OF A CHILD IN ISLAM

Q: “In the secular legal system, adoption of a child by couples is lawful as we all know. Please elucidate the position of Shariah in this regard. How far such an adoption is permissible in Islam, and if so, what are the rights and obligations of the parties involved in such a situation?”

A: Adoption of […]

Miscellaneous|

EXCHANGE OF CURRENCIES & DISCOUNTING OF BILLS Part1

I got your comments on our group’s evaluation of Islamic banks and Mudarabah companies. The MBA project we are doing is in the second week of June, 1997. Your guidance would help us in presenting the true picture of an Islamic Financial lnstitution (lFI) at LUMS. It would be quite helpful if you answer following […]

Miscellaneous|

WORKING IN HOTELS SERVING LIQUOR AND PORK

Q: 1. Muslim students who go to non-Muslim countries for higher education generally find out that the money sent to them by their parents is insufficient for their many needs. Thus, they take up jobs to stay even. Some times they find jobs in hotels which sell liquour and pork. Is it permissible for a […]

Miscellaneous|

order of an Islamic government binding on us?

Q: Mufti Sahib, is the order of an Islamic government binding on us? For example, when ‘Eid comes, the government announces the sighting of the moon and we celebrate the next day as our ‘Eid. This is an order of the Islamic government which we obey. Then, we have the order by which we were […]

Miscellaneous|

PERMISSIBILITY OF CERTAIN FINANCIAL CONTRACTS

I have attempted to give examples of some financial contracts which can be used for various purposes – for risk reduction or hedging and speculation involving options, futures, and swaps; and direct and indirect investment in equity. Kindly let me know to what extent these are permissible under Islam.

FUTURES CONTRACTS ON STOCK EXCHANGE

1. An example […]

Economics|

RIBA, ITS MEANING AND APPLICATION

Q: Respectable Mufti Saheb: Kindly forgive me for intruding on your precious time and specially during the Holy Month of Ramadan when you will be too busy. Also please forgive me in addressing this letter in English as perhaps I may not be able to express myself more clearly in Urdu.
You have been making research […]

Economics|

DOLLAR JET GAME: GAMBLING

Q: There is a system called “Dollar Jet”. Its procedure is as follows. This system is world wide and thousands of people are participating in this game. Please let us know whether it is lawful in Shari’ah.

RELAX AND GET RICH!
Gambling is expensive, but there’s a recipe for success.
With it, you can earn capital assets of
US$ […]

Economics|

INHERITANCE OF A RUNNING BUSINESS

Q: “Yousuf has a moderate sized business. Two of his sons assist him full time in the business. Two daughters are married. Yousuf passed away. The estate is not wound up immediately. Yousuf’s two sons continued with the business. Finally after ten years it is decided that the estate should be wound up and each […]

Economics|

DECREASING PARTNERSHIP AND HOUSE FINANCING

Q: .1 The bank would purchase the land or property from the vendor and sell it to the would be buyer on an installment basis. Each installment would act as an increasing participation by the tenant in the property until such time as all the installments have been paid. At that time the tenant would […]

Economics|

THE INSURANCE OF CARS

Q; “Is car insurance permissible? The photo-copy of an article published in “Arab News” is enclosed wherein it is held that car insurance is perfectly permisslble and it is not against the concept of “Tawakkul” or “Taqdeer”. Please explain whether or not this viewpoint is correct in Shari’ah.”

(Mansoor Qadri, Jeddah)

A; I have gone through the […]

Economics|

COPYRIGHT IN ISLAM

Q; Can you please explain the Islamic injunctions about the “copyright”, especially about the copyright on computer software? The questions are: (i) Can we register a book under the copyright Act which bars the people from publishing that book without the permission of the copyright holder? (ii) If something is registered under the law of […]

Economics|

THE ANNUAL FEE CHARGED ON A CREDIT CARD

Q; “The scholars of Fiqh Academy have approved the use of credit _ cards as reported by Arab News, 15 May.
As you know, banks charge a fixed annual fee for credit cards use. Can I ask the bank to issue a credit card to me and offset their annual fee against the interest which I […]

Economics|

INSTALMENT SALES OF HOUSES

Q: “The Fiqh Academy has also allowed installment sales. Does this mean that I can now buy a house in UK or USA on installments bearing in mind that each installment includes repayment of “principal” and “interest”.

A: Sale on installment should never be confused with a transaction of interest bearing loan. In a sale […]

Economics|

THE ADJUSTMENT OF INTEREST TO THE LOSS OF CAPITAL

Q: “Thank you for your answer to my question which appeared in November 1991 issue, concerning the adjustment of the interest amount to the loss of principal in the BCCI. Please clarify whether the interest received from another source other than BCCI can be adjusted against loss of capital in BGGI? (M. S. Desai, Saudi […]

Economics|

FURTHER QUESTIONS RELATING TO THE CONSUMER CREDIT CARD

Q: I received your answer to the question on the consumer credit scheme for which I thank you.
I have, as a humble student, reservations on the correctness of your conclusion. I would be obliged if you would urgently respond to the following:
1. It is correct that on the basis of written documentation the relationship between […]

Economics|

THE CONSUMER CREDIT SCHEME

THE CONSUMER CREDIT SCHEME

Q: It is becoming common for Muslim retail businessmen in South Africa to enter into the so-called consumer credit scheme. The retailer concerned concludes a written agreement with a third party Company (“the Company’). A copy of the specimen agreement is enclosed herewith. In terms of the scheme:
a) the customer wishes to […]

Economics|

Dealing in Interest in America or UK

Q: I have recently been told that it is permitted for a Muslim to deal in interest in America or UK i.e. a Muslim can open interest bearing savings bank account in America or UK. The interest received from the bank should then be given to poor and needy Muslims in Pakistan or India. I […]

Economics|

Interest

Q: I have some interest credited to my account from my days of ignorance. However, I intended to give away this interest money by the end of this year. However, as you know, BCCI has been closed in UK and it is unlikely that we will get full refund of our deposits with them. My […]

Economics|

ADJUSTMENT OF INTEREST AGAINST THE LOSS OF PRINCIPAL 1

Q: In response to my question, you have replied in the Albalagh International- November 1991 issue – that I can adjust the interest money received earlier against the loss of my principal amount in BCCI, your reply, I assume, is based on the assumption that I want to adjust the interest received earlier “FROM BCCI” […]

Economics|

ON FISCAL LAWS

Q: What is the deifinition of Riba (ربوا) according to the Holy Quran and Sunnah of the Holy Prophet (S.A. W). Does it cover the simple and compound interest existing in the present day financial transactions?
A: The word, Riba as understood from the Holy Qur’an and Sunnah, is any extra payment received over and above […]

Economics|

PARTNERSHIP ON A FIXED PROFIT

Q: I have a considerable amount of money saved by me from my monthly income. I want to invest it in a lawful business which can give me some profit. One of my friends has offered me to enter into partnership with him, I shall give him the money and he will invest it in […]

Economics|

THE USE OF CREDIT CARDS

Q: Kindly throw some light on the use of credit cards, which are floating in the market. Majority of these cards belong to professional banking institutions, such as American Express, City Gold Card etc. However, some cards are issued by companies such as Diners club etc, which are not themselves banking institutions. Please explain the […]

Economics|

SEVERAL QUESTIONS ABOUT INSURANCE AND INTEREST

Q: (1) Is it Jaiz (permissible) to take an insurance policy from a conventional insurance company to cover our employees against liabilty in the following circumstances:

** Injuries that may be suffered by workers (company employees)
due to accidents in the course of their work.
***within the company’s premises
***whilst travelling in company vehicles.
***Injuries that may be suffered by […]

Economics|

ENTITLEMENT TO DEATH BENEFITS PAYABLE BY PENSION FUNDS

Q: 1. The Pensions Funds Act 1956 (“Act’) regulates pension funds in South Africa.
2. The object of the Act is to provide support for the dependants of a deceased member upon his death. The support is provided by means of lump sum payments and/or annuities.
3. A pension fund established in terms of the Act has […]

Economics|

Umrah

Umrah

Question:
If I go for Umrah am I required to first offer Umrah on my own behalf and then perform another Umrah on behalf of someone else, by going back to Meekat and wearing Ihram? Or is it not necessary that when I enter the Hudood-e-Haram I should first perform Umrah on my own behalf?

Answer:
This question […]

Hajj and Umrah|

shaving the head after Hajj or Umrah

shaving the head after Hajj or Umrah

Question:
Is it obligatory to shave all the hair of the head after performing Hajj or Umrah, or a part of the hair can be cut?

Answer:
It is not obligatory to shave one’s head or to cut all his hair at the conclusion of Ihram in Umrah or Hajj. One can […]

Hajj and Umrah|

Does Hajj become Wajib if you perform Umrah

Does Hajj become Wajib if you perform Umrah

Question:
It is commonly heard that if one performs Umrah once, then performing Hajj becomes mandatory (Wajib) for him. Please clarify this point.

Answer:
This is not correct. Merely performing Umrah does not make Hajj mandatory. But if a person who did not perform Hajj before he reaches Makkah for any […]

Hajj and Umrah|

Doubt in Salah

Doubt in Salah

Question:
It frequently happens during Namaz (Salah) that I forget the correct number of Rak’at I have performed. For example, I get confused during the Salah whether I have performed two Rak’ats or three Rak’ats. Normally in such a situation I repeat my Prayer all over again. Is this what we are supposed to […]

Salaah|

Commiting a mistake Jama’ah

Commiting a mistake Jama’ah

Question:
If one is offering prayers (salah) in congregation (Jama’ah) and he commits a mistake under which sajdah for repentence becomes mandatory, then, can he offer such a sajdah at the end of the prayers (salah)? If yes, please specify the correct procedure for the same and clarify the situations under which one […]

Salaah|

Making Dua in Sajda

Making Dua in Sajda

Question:
Is it permissible, under the Shariah, to make supplication (Du’a) while one is in Sajdah? It is commonly observed that some people after completing their prayer (salah) fall in sajdah and offer supplications in that position. Please explain the correct way in this respect.

Answer:
Supplication during sajdah is permissible, but the following points […]

Salaah|

THE MONTH OF MUHARRAM

The Month of MuharramMuharram is the month with which the Muslims begin their lunar Hijrah Calendar. It is one of the four sanctified months about which the Holy Qur’an says:ان عدة الشهور عند الله اثنا عشر شهرا في كتاب الله يوم خلق السموات والأرض منها اربعة حرم’The number of the months according to Allah is […]

Islamic Month|

Sunnah Sallah between the Azaan and Fard of Maghrib

Sunnah Sallah between the Azaan and Fard of Maghrib

Q: As you know, in Saudi Arabia, Magreb prayers are usually offered ten minutes after the call for prayers. I have recently seen one Hadith which can be rendered into English as “No one should sit in the mosque until he has offered two rakah. “Agreed by […]

Salaah|

Du’a e Qunoot

Du’a e Qunoot

Question:
(a) Why is du’a of qunoot prayed during the ‘Isha’ Prayers (specially in the Witr)? There must be a reason behind it.
(b) Since du’a qunoot is a du’a, can we use it in other prayers i.e. after finishing Fajr prayer?

Answer:
A. The forms of worship are prescribed by Allah Almighty and have been conveyed […]

Salaah|

Khutbah of Jum’ah in the Arabic language

Khutbah of Jum’ah in the Arabic language

Question:
Is it necessary that the Khutbah of Jum’ah is given in Arabic language or can it be given in some other language also? Some people say that if it is given in a local language it may be more useful to the audience. (S A, Toronto)

Answer:
The Khutbah of Jum’ah […]

Salaah|

Joining The Congregational Prayer Late

Joining The Congregational Prayer Late

Question:
If one joins the congregational prayer late (i.e.in 3rd or 4th rakah) what is the proper way to complete the prayer? in Which rakah he has to recite a surah and in which rakah he has to sit after Sajdah?

Answer:
A person who has not joined a prayer in the first rakah […]

Salaah|

Misuse of a Fatwa

Announcement Regarding Misuse of a Fatwa
 This is for information of all concerned that I have been receiving correspondence from various places enquiring whether I have authorized any Ijarah contracts of certain financial institution in America, Australia and Canada. As evidence these companies have posted a 15 years old fatwa of mine on their websites. I […]

Uncategorized|